FAQs
Please refer to the Summary of Material Modification for details of the AFL Hotel and Restaurant Workers Health and Welfare Trust Fund Dependent Care Benefit – Elder/Disabled Care (“SMM”). If there is any conflict between the FAQs and the SMM, the SMM will control.
Welcome to AFL Hotel and Restaurant Workers Health and Welfare Trust Fund Child Care Plan. When you are ready, click HERE, you have the option to apply online via your mobile phone or computer or print the forms and deliver/mail to BRMS. Ensure that any/all forms are completed and submitted for informal care and formal care.
Yes. The participant and the dependent must both reside in Hawaii.
Only 1 slot is available per family whether or not both spouses are participants.
You will file your claim upon applying for your benefit. For formal care, you will need to submit a provider form (once per year prior to reimbursement or when you change providers) and a payment form to be completed by your care provider every month. For both formal and informal care, you will need to submit a new benefit election form if your information changes throughout the year. The forms include an affidavit that will ask you to certify that the disbursements meet the criteria for covered dependent(s) and covered services. You may reimbursed as often as monthly if the required documentation is received.
Reimbursement is made by direct deposit to your bank account. Banking information is collected from the form you submit when you first file a claim. Usually, if you do not receive reimbursement as expected, it may be because your banking details are incorrect, or you forgot to submit the forms that are required upon the award of the benefit. For details on what paperwork you need to submit to get reimbursed, visit local5.sterlingadministration.com .
Reimbursements will be deposited the first week of the following month, after services are rendered. If you have enrolled in FORMAL Child Care, your childcare provider must fill out the Proof of Payment EACH month, otherwise reimbursements will be pended.
Welcome to the AFL Hotel and Restaurant Workers Health and Welfare Trust Fund Dependent Care Benefit –
Elder/Disabled Care. When you are ready, you have the option to apply online via your mobile phone or
computer or print the forms and deliver/mail to BRMS. All forms need to be completed and submitted for
informal care or formal care benefits.
Yes. The participant and the eligible relative must both reside at the same residence in Hawaii.
Only one (1) slot is available per family whether or not both spouses are participants.
You will file your claim after being awarded a slot. For either formal or informal care, you will need to submit a
Proof of Payment form each month. For both formal and informal care, you will need to submit a new benefit
election form if your information changes throughout the year. The forms include an affidavit that will ask you
to certify that the disbursements meet the criteria for the eligible relative and covered services. You may be
reimbursed as often as monthly if the required documentation is received.
Reimbursement is made by direct deposit to your bank account. Banking information is collected from the form
you submit when you first enroll. Usually, if you do not receive reimbursement as expected, it may be because
your banking details are incorrect, you forgot to submit a required form upon the award of the benefit, or you
have not worked the required amount of hours to qualify for the benefit. For details on what paperwork you
need to submit to get reimbursed, visit https://local5.sterlingadministration.com.
Provided all required documentation is timely submitted, reimbursements will be deposited by BRMS midmonth following the month of services. The first payment of the plan year will be February 2026, if you are
awarded a benefit slot in January.
This benefit may be considered taxable by the Internal Revenue Service. You will be asked to submit a W-4 and
HW-4 to the Plan. You will receive a W-2 from the Plan showing the amount of benefit received for filing with
your tax return. Reimbursement under the Plan may also impact your ability to take a “Childcare and Dependent
Care Tax Credit”. Please consult with a competent tax advisor regarding your particular situation.